Financial Planning

Our firm specializes in helping individuals develop sound retirement strategies. If you are retired – or approaching retirement – please take the time to explore our website and the wealth of information we offer. We offer personalized, hands-on service. We educate our clients about financial concepts and products, and take the mystery out of investing, insurance, estate conservation, and preserving wealth.

We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on wealth management, as well as other issues that are critical to your financial well being.

Financial Position

- Know your current net worth

- Track your current income & expenses

- Manage your debt

• Student Loan Forgiveness Programs

• Debt consolidation

- Project your current net worth, income & expenses

Tax Reduction Strategies*

- Help minimize federal & state income taxes

- Help protect against future income tax liabilities

- Help develop long term tax reduction strategies

Estate Planning

- Determine exposures to estate & inheritance taxes

- Outline appropriate estate planning vehicles

- Determine gifting and legacy strategies

Adequate Protection

- Help provide for survivors in case of premature death

- Help protect a portion of income lost if disabled

- Help protect your ability to meet your accumulation goals

- Help protect your ability to pay off outstanding debt

- Long Term Care planning

- Legal agreements*

• Buy/Sell agreements

Wealth Accumulation Strategies

- Create & maintain adequate cash reserve strategies

- Provide for primary, secondary and post secondary education expenses

- Buy a house or vacation home

- Review your investment portfolio

- Build alternative investment strategies

Retirement Planning

- Help ensure adequate retirement income

- Government benefits

• Social Security

• Medicare

- Employee benefit plans

• Pension Strategies

• Deferred Comp

• Salary deferral plans

- Personal savings & investments

* Neither Legacy Physician Advisors, LLC nor any of their employees or agents are authorized to give legal or tax advice. Consult your own personal attorney legal or tax counsel for advice on specific legal and tax matters.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

dkucharski@financialguide.com | (330) 350-5414